Car accidents are major moments in the lives of injured victims. The chaos following the fact can be frustrating, and dealing with injuries is even worse. One of the biggest problems many injured Georgia residents have is knowing where to turn for financial compensation after police conduct an investigation into the accident. Georgia uses a modified comparative negligence law, which means the insurance provider for the driver with the higher negligence percentage will be responsible for paying benefits. And, cases can surely get complicated when there are competing versions of events. Here are a few misconceptions about auto accident claims.
Being partially at fault blocks a claim
One of the first myths about auto accident insurance claims is that fault is a barrier to financial recovery. Sometimes this is true, but not always. Georgia has set the bar for financial recovery for injuries at 50% fault, which means that neither driver will be compensated in a 50-50 two-car accident. Even in this instance, it is still best to pursue a claim and let the court decide if necessary.
Claims must be filed immediately
This is a major misconception for many injured victims. The state of Georgia allows up to two years for personal injury lawsuits to be filed. However, it is best to file as soon as possible because evidence can fade fast.
A personal injury attorney is not needed
It is possible to represent your own claim, but recognizing the full value of the claim can require assistance from a personal injury legal professional when general damages for ongoing impact of an injury are being negotiated. Comparative value advice could help.
The claim has little monetary value
Most claims will consist first of financial recovery for physical property, lost wages when they apply, and medical bills. Additionally, general damages may be available for long-term serious injuries that will impact the remainder of the claimant’s life.